It’s amazing what thoughts wander through your mind as you drive for hours across America’s highways. Thinking about your insurance coverage usually isn’t one of those mile-gobbling thought processes you go through. The thought of discussing insurance, much less thinking about it, would put most of us to sleep. Not a good thing to do when maneuvering 40 tons down the road. But you probably have played the “What if” game; you know, you come across a situation or incident on your cross-country traverse, and the thought that gathers in your mind is, “What if that were to happen to me?